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Insurers Fear Young People Will Opt Out

Many may take $100 penalty over mandatory health policy

July 6, 2013

MIAMI (AP) — Dan Lopez rarely gets sick and hasn’t been to a doctor in 10 years, so buying health insurance feels like a waste of money....

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Jul-09-13 2:30 AM

followed by, medical bill settled24 months after treatments. no cure no payment, pay by degree of customer satisfaction.

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Jul-09-13 2:29 AM

what about characters between ages 21 and 65, no insurance no treatment ?

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Jul-08-13 10:06 PM

The cost of subsidies for those seeking government aid through ObamaCare has increased dramatically, critics say – even before a single dollar has been collected.

Republican Sen. Orrin Hatch of Utah wrote a letter to the administration asking why the president is already requesting 107 percent more than three years ago to pay for subsidies. "They low-balled everything, and they knew they were not asking for enough money to actually do this," John Goodman of the National Center for Policy Analysis said. "And so now they are coming along saying: 'Oh, we've just discovered we don't have enough money'. They should’ve known that from day one."

"I don’t think most of America will be shocked that a government project is coming in over budget," Jim Capretta of the American Enterprise Institute said. "It’s the typical story and so yeah it's probably happening in this case as well."

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Jul-08-13 6:51 PM

oldcan, mental incontinence is such a messy disease, get help!

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Jul-08-13 4:56 PM

ALZHEIMERS ? that is a condition that develops between elections and delivery on campaign promises.

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Jul-08-13 8:48 AM

Do Do wrong as usual. don't let the facts get in your way. Of course you never do.

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Jul-08-13 5:49 AM

sop foreign aid to a few countries and use the money to pay everybody's health care for life.

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Jul-08-13 5:48 AM

need a law that you must have insurance coverage if you are to work or be hired. simple and sweet.

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Jul-08-13 5:40 AM

we are asking no more of the loosely wrapped generation than was demanded of us.

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Jul-08-13 5:36 AM

shhhh. don't tell them about the healthcare bill. they can't read and won't act until somebody tells them what to do.

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Jul-07-13 5:09 PM

As I said from day one, "this is an UN-CONSTITUTIONAL TAX from a CORRUPT and TYRANNICAL government!!!

It is the very reason the American Revolution was fought!!!

It has NOTHING whatsoever to do with the health and welfare of the people but enslavement by a corrupt government!!

And I feel the same way

I don't use it and don't need it so I will NOT be forced to pay!!

Let the revolution begin!!!

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Jul-07-13 4:47 PM

Yeah, Well I buy auto insurance because I CHOOSE to drive.

I refuse to buy health insurance for several reasons.

I CHOOSE to keep myself healthy, my own way.

I very rarely ever go to a doctor.

I am a veteran and should be receiving free health care for sacrificing the best years of my life so that you clowns could have the freedom to help usher in an era of socialist power in this country.

I will do jail time before I will bow to the will of this stinking Obama communist/socialist government!

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Jul-07-13 11:13 AM

Very simple. Those of you who hate health insurance companies-why don't you drop your insurance? If the companies are so "greedy" and only exist to take your money and deny claims, why are you paying them?

Oh, that's right. When you have an accident or need major surgery costing $250,000, you want your insurer to be there.

Everyone wants $250,000 in care for $6,000 per year in premiums. The only problem is that you need 40 people paying full premium, and NEVER using their insurance, to cover the cost of 1 additional person who also pays $6,000 per year but needs $250,000 in care.

You see, ANY system where the customers pay, say, $12,000 per year with the possibility of using $500,000 per year in care depends on generating enough premium to cover those who do need to use the insurance.

Guess you forgot about that part.

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Jul-07-13 10:35 AM

Where's the usual liberals claiming the ACA is healthcare coverage for ALL Americans and such a great boon to those w/ pre-existing conditions??

According to the CBO there is NO point where over 30 million Americans at still not uninsured (Google Politfact Obamacare 30 million)!!

The PCIP plan to temporarily cover those w/ pre-existing conditions ran out of money was is now closed to new applicants with only 107,000 having signed up. The Obama admin told us at least 375,000 would sign up so this is troubling on a couple fronts. First, why didn't those people sign up? And second, if this administration misses a major budget projection by 72% what does that say about overall program projections??

Worst legislation ever!!

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Jul-07-13 10:17 AM

Ahh..poor insurance companies might not get the premiums, then give a hassle to pay up on a claim, then raise your rates for using their service...poor f-n bastids! Too freaking bad you whiny good for nothing insurance bums.

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Jul-07-13 8:36 AM

PRUDEN: Obamacare called ‘The fiasco for the ages’

Barack Obama and the gang that can’t shoot straight aren’t having much fun, but if they think they aren’t having fun now, just wait. The “best” is yet to come.

The best the Democrats can say about Obamacare is that it’s an approaching train wreck, in the memorable description of Sen. Max Baucus of Montana. Mr. Baucus was one of the authors of the legislation and now he’s hurrying home to Montana for good, anxious to avert his eyes from all the hair, teeth and eyeballs soon to be scattered along the railroad right-of-way.

Pundits and professors are rifling through the thesaurus, looking for the right word to describe what the Wall Street Journal calls “A FIASCO FOR THE AGES.” The Journal editorialists reminded everyone that they “fought the Affordable Care Act from start to passage, and we’d like to apologize to our readers. It turns out we weren’t nearly critical enough.”

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Jul-07-13 8:32 AM

"Darrell Issa of California, the chairman of Oversight and Government Reform, called the decision “another in a string of extra legal actions” taken by Obama.

“As a former constitutional law teacher, President Obama must know that this action gets into very questionable constitutional territory,” Issa said in a statement to CQ Roll Call. “It also paves the way for future administrations to simply not enforce parts of Obamacare they don’t believe are functioning well.”

Ways and Means Health Subcommittee Chairman Kevin Brady of Texas announced a hearing July 10 focusing on the administration’s authority to delay enforcement.

And Rep. Phil Roe of Tennessee, the chairman of an Education and the Workforce subcommittee, asked the Congressional Research Service to investigate.

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Jul-07-13 8:30 AM

Does Obama have the authority to change Obamacare?

RollCall: "President Barack Obama’s latest legal end run around Congress — delaying enforcement of the employer health mandate — has sparked more questions about whether he’s abusing his executive discretion under the Constitution.

The move announced late Tuesday was the latest in a string of decisions where the president, facing a divided Congress unable to get much done beyond keeping the government running, has taken matters into his own hands.

Where a previous president might have asked for a legislative fix if a mandate was proving too onerous for business, the Obama administration put out a couple of blog posts saying that, in listening to the business community, it decided not to enforce a key part of the 3-year-old health law for another year."

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Jul-07-13 1:12 AM

Other countries might have state run care but it is by no means cheap or high quality.

Most of the world's leading medical technologies, drugs and procedures come from the US.

About 15% of our people are actually uninsured, many by choice, so we should punish the other 85%?

Norway can have national health care, with 8 million white Lutherns who are glad to pay taxes up to 70% in return for a safety net that is not as generous or all-encompassing as liberals would have you believe.

Oh, and Norway does not recognize anchor baby citizenship, permit illegal immigration or provide welfare benefits to non-workers. You actually have to work for X amount of time and earn/pay X amount before you can even qualify for social benefits. Even then, they are not that generous.

Such a system could never work in a diverse nation of 325 million people.

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Jul-06-13 9:16 PM

oldidiot, the USA is NOT the richest country in the world but its the health care is the top 5.

But dillweeds like you believe the third world figures from the United Nations of Third world countries.

The borders states around Canada are FLOODED with Canadians crossing the border to seek medical care in the USA.

They KNOW how bad Canadian Government Health care is.

ANybody with MONEY in Europe comes to the USA for serious treatment.

NOBODY with money goes to a Government Health care country.

WHY, Dumbass??

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Jul-06-13 6:42 PM

Do you all really like being in the richest country in the world with some of the lowest quality health care.

the richest country in the world with third world country over all quality of health care. I'M PROUD.

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Jul-06-13 4:15 PM

I wonder how much a counterfeit or faked facsimile of proof of insurance will cost? My guess much less then both the fine and actual insurance.

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Jul-06-13 1:33 PM

My wife and I briefly went without health insurance when we simply quit our jobs and spent a year doing things that involved some substantial personal risk. Fortunately, we came through unscathed. However, a couple of years later I had an serious accident that could have happened while unemployed. Had it not been for our insurance we would have been financially wiped out. I am a firm believer in the need to have good health insurance.

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Jul-06-13 12:05 PM

I agree with the underlying premise of the article, but the penalties are inaccurate, which jeopardizes the credibility of the article and the newspaper for re-printing. The penalty is actually the greater of $95 or 1% of income. So, this guy making $48k would pay an annual penalty of $480. Still, much less than the $3000 premium quoted and the argument holds. But there's too much misinformation to publish wrong facts like this.

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Jul-06-13 10:40 AM

The continuing drop in Obama's approval rating has been fueled by younger Americans. According to CNN there has been a 17% drop in that age group. They're starting to understand how Obamacare is affecting them and for a generation that spends a LOT of time online, the NSA and other scandals have rightly shaken their faith in a benevolent big brother!

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