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Save Now, But Pay More Later

Higher out-of-pocket prescription costs also predicted

September 26, 2013

WASHINGTON — You might be pleased with the low monthly premium for one of the new health insurance plans under President Barack Obama’s overhaul, but the added expense of copayments and deductibles......

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(55)

daWraith

Sep-27-13 12:24 PM

BlueInc, Liberals HEAR no EVIL, SEE no EVIL, and SPEAK no EVIL about Unaffordable Care Act.

Liberals here claim their health care costs are down, EVERYBODY ELSE (like me) have gone UP.

Sushhhhhhhhhhhhhhhhh!

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BlueInc

Sep-27-13 2:26 AM

As a Public Employee retiree, I received a letter this past week stating " Due to the affordable care act your health care premium will RISE 46 % beginning january 2014. You wanted proof. I just got it.

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Ragnar

Sep-26-13 10:40 PM

Workers earning below, say, $12,000 per year qualify for subsidized health care. People earning $40,000 and above usually have access to some employer sponsored plan that, while it is not necessarily "affordable", gives them some peace of mind.

A person who grosses $30,000 (and nets $23,000) cannot afford $328 per month, plus a $2,500 deductible, 40% prescription cost share and $6,000 out of pocket max.

Kind of like employers who pay $10 per hour and offer 401ks or stock purchase plans. Really? On $10 per hour?

We could have fixed this problem by cheaper, simpler methods.

1) Allow ALL Americans to save up a certain amount, like $6,000 per year, pre-tax, and deposit it into a tax free growth medical account.

2) Allow for more care to be done by PAs and nurses.

3) Encourage the growth of small, primary care centers like MedExpress and UPMC Express Care.

And so forth.

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WVEXPAT

Sep-26-13 9:32 PM

"Time is running out: Congress wrote this law; we voted for you. We have a problem; you need to fix it. The unintended consequences of the ACA are severe. Perverse incentives are already creating nightmare scenarios:

First, the law creates an incentive for employers to keep employees’ work hours below 30 hours a week. Numerous employers have begun to cut workers’ hours to avoid this obligation, and many of them are doing so openly. The impact is two-fold: fewer hours means less pay while also losing our current health benefits."

We are looking to you to make sure these changes are made.

James P. Hoffa General President International Brotherhood of Teamsters

Joseph Hansen International President UFCW

D. Taylor President UNITE-HERE

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WVEXPAT

Sep-26-13 9:30 PM

"talk about right wing talking points"

"Dear Leader Reid and Leader Pelosi:

When you and the President sought our support for the Affordable Care Act (ACA), you pledged that if we liked the health plans we have now, we could keep them. Sadly, that promise is under threat. Right now, unless you and the Obama Administration enact an equitable fix, the ACA will shatter not only our hard-earned health benefits, but destroy the foundation of the 40 hour work week that is the backbone of the American middle class.

Like millions of other Americans, our members are front-line workers in the American economy. We have been strong supporters of the notion that all Americans should have access to quality, affordable health care. We have also been strong supporters of you. In campaign after campaign we have put boots on the ground, gone door-to-door to get out the vote, run phone banks and raised money to secure this vision."

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daWraith

Sep-26-13 9:18 PM

Cow, the Death Panel called. They want your kidneys for somebody more productive than you.

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caltransplant

Sep-26-13 9:15 PM

Wraith, " we're all gonna croak." One can only hope.

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LogHog

Sep-26-13 8:11 PM

ithis dopiecare is so great..why is congress exempt? why are many federal workers... cancel that..federal employees exempt?

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daWraith

Sep-26-13 6:10 PM

A recently released YouGov poll shows that Americans overwhelming believe Russian President Vladimir Putin has been far more effective during the Syrian chemical weapons crisis than President Obama.

In fact, it was not even close. When asked, "Which world leader was most effective during the Syrian chemical weapons crisis?", 49 percent of Americans gave the nod to Putin while only 25 percent pointed to Obama.

Among Republicans, the ratio was 63 percent for Putin to only 7 percent for Obama. Democrats gave Obama just under 50 percent approval while giving Putin 37 percent. In response to, "Which world leader was the least effective during the Syrian chemical weapons crisis?", Obama got 44 percent while Putin only received 10 percent among those polled.

BBWHAHAAH! Is Vlad the macho man going to have to step in and solve THIS problem for poor widdle Opie??

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daWraith

Sep-26-13 5:47 PM

wonderwhy Obama's popularity has fallen to the lowest level in 2 years?

Wonderwhy 68% of Americans think the country is headed in the wrong dirction?

Wonderwhy more than 60% of the people OPPOSE the UCA (UN-affordable Care Act)??

wonderwhy Opie delayed implementation of the Obamacare until after the 2014 Midterm elections??

Wonderwhy the preexisting conditions fund is already broke???

I wonderwhy wonderwhy is the only person in the ENTIRE COUNTRY to claim their insurance went DOWN????

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anutterview

Sep-26-13 4:08 PM

Got to go now, I guess we will see what tomorrow brings.

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anutterview

Sep-26-13 3:37 PM

Seriously, I no longer pay any attention to any poll (Yes, I may have thought more of them in the past). I no longer feel that people without an agenda are willing to answering what seem to be never ending polls, with so many other things tugging on their lives.

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anutterview

Sep-26-13 3:20 PM

Back to you wonder.

If only I can handle the shame of your rebuttals :)

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anutterview

Sep-26-13 3:17 PM

I've refuse to answer pollsters since the time when the pollster told me that I could only answer by selecting A, B, C, or D from his canned answers and I laughed at the first question and hung up.

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anutterview

Sep-26-13 3:13 PM

Oh and did you see the latest Gallup on the ever-shrinking tea party?

No, was there anything note worthy in the poll. Like maybe that some of those polled thought the questions asked were irrelevant or slanted to obtain canned answers.

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anutterview

Sep-26-13 3:10 PM

wonderwhy the main-stream media chose to highlight the reading of a children's book which probably required less than 10 minutes out of his 20+ hour filibuster?

Senator Cruz spoke in depth about the true concerns regarding the ACA, why he felt it was bad for his constituents, and the reasons that it should be defunded.

Oh well, Why confuse the sheeple with the alternative view on the ACA if you can report on Green Eggs and Ham.

Weren't you offended that the main-stream media found this to be the reportable news concerning this event?

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WVEXPAT

Sep-26-13 3:01 PM

From the right wing extremists paper the NY Times, "Lower Health Insurance Premiums to Come at Cost of Fewer Choices By ROBERT PEAR Published: September 22, 2013"

"WASHINGTON — Federal officials often say that health insurance will cost consumers less than expected under President Obama’s health care law. But they rarely mention one big reason: many insurers are significantly limiting the choices of doctors and hospitals available to consumers. From California to Illinois to New Hampshire, and in many states in between, insurers are driving down premiums by restricting the number of providers who will treat patients in their new health plans."

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anutterview

Sep-26-13 3:01 PM

"My insurance premium did not go up. I had a rebate last year, AND can continue with a child with pre-existing conditions. You don't like it and sit here and speculate, while your babbling post to me."

First, I'm truly happy for your good fortune.

Now, let me refresh your selective memory: You had announced that you were saving money with your insurance plan and that if others were not, they should find a new agent. I challenged you to identify this insurance company so others could benefit from the reported savings. Not receiving a response, you were then challenged to support your statement or expect them to be taken without merit.

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wonderwhy

Sep-26-13 2:54 PM

talk about right wing talking points. Green eggs and ham.

Your turn! Oh and did you see the latest Gallup on the ever-shrinking tea party?

No wonderwhy there!

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anutterview

Sep-26-13 2:43 PM

The statement "your fundamentally wrong notion that this country needs Affordable Health Care" is another misrepresentation of my "notion" to suit your own ideas.

My "notion" is that the ACA is not what it is being sold to be. This in no way represents the view of many conservatives that have offered alternates to ACA, but have not been permitted to even debate these ideas as "Obamacare" was shepherded through congress.

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anutterview

Sep-26-13 2:35 PM

"is it a nanny state? or are the Insurance companies making more money?"

In case you haven't considered this, the two are not mutually exclusive.

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wonderwhy

Sep-26-13 2:31 PM

So nutter, is it a nanny state? or are the Insurance companies making more money? Tell us

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wonderwhy

Sep-26-13 2:29 PM

ah nutterview..........funny how you can insult others that disagree with your fundamentally wrong notion that this country needs Affordable Health Care. No where in my post did I mention the train wreck of the your Messiah's admin. You did, blamed it on me. Typical right winger, 'I just accused and lied and look over there, they did it!'. My insurance premium did not go up. I had a rebate last year, AND can continue with a child with pre-existing conditions. You don't like it and sit here and speculate, while your babbling post to me. LOL. No wonderwhy there........

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dyingov

Sep-26-13 2:28 PM

I heard a polititican today claim the debt ceiling needs raised to accomadate spending that has already been approved. His example was a house mortgage...I've emailed him today and offered to sell him a house!

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anutterview

Sep-26-13 1:54 PM

The current "uproar" in Congress is their attempt to address an uprising by the once silent majority.

Those in power will need to change their game plan as they adapt from pacifying a screaming minority with government gifts, to addressing the concerns of their employers (voters) that are asked to pay the bills.

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