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FEMA Flooded With Unfairness

April 12, 2014

For months we have been smelling a rat — a big one in Washington — in the National Flood Insurance Program. As it has developed, our noses were right....

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(30)

LogHog

Apr-14-14 8:05 AM

I did not say McKinley was looking out for anyone. rayduck, if you think either parties elected rep. actually looks out for you, your in la la land. I have no respect for either party. I long for a time when people who speak the truth could be elected. I too have a dream.

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dyingov

Apr-13-14 9:48 PM

One last thing. Miami, Florida is sticking-out like a sore thumb! It's not a matter of if, it's a matter of when! You think Katrina/Sandy were expensive pie in the sky spending!

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rightiswrong

Apr-13-14 6:00 PM

We suggested FEMA might be paying for coastal storm damage by disproportionately increasing flood insurance costs for inland home owners. First of all who is we? People who continue to rebuild in places prown to flooding have to pay a much larger price for a policy or MOVE.Why do people rebuild on the same land that was flooded with no additional protection being in place.Look at all the people looking for mudslide insurance,GOOD LUCK.

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dyingov

Apr-13-14 5:10 PM

rayduck, Both parties have done a 180 on this issue!

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rayduck

Apr-13-14 5:07 PM

LogHog wrote, rayducky, before you try pulling the thorn out of the repubs. eye you might want to pull it from the Dems. eye. Did you not read the article? All it is, is right wing propaganda trying to make McKinley look like he out to help us when in fact Him and Capito both voted for it, {even dyingov said that} and now he is trying to blame the Federal Emergency Management Agency {FEMA} for the bad law they passed!

If he really looking out for us why isn't he looking into our auto insurance too, since we pay more for it, thanks to Hurricane Katrina and Hurricane Sandy?

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dyingov

Apr-13-14 11:42 AM

"Annual reports from the U.S. Department of Homeland Security's Office of the Inspector General show FEMA has a history of approving expenses that remain questionable or ineligible. In a report last May, the OIG looked at disaster expenses in the years before Sandy and found $267.9 million in "questioned costs" that the office recommended FEMA disallow, and another $147.7 million in unused funds. The $415.6 million total represented more than a third of the $1.25 billion in FEMA funds the OIG audited last year."

FEMA has spent 100+ billion on Hurricane Katrina, $400,000+ per man woman and child in New Orleans!

What do you suppose is going on in NY and NJ with Sandy funds? It's a free for all with local/state people right out front spending on anything/everything under the Sun!

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LogHog

Apr-13-14 10:52 AM

rayducky, before you try pulling the thorn out of the repubs. eye you might want to pull it from the Dems. eye. In truth the corruption runs deep into both major parties.. but of course they pass laws to make their corruption "legal"

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LogHog

Apr-13-14 10:46 AM

Fema uses contractors to do it's inspections to determine payments for losses. These contractors use subcontractors to carry out the work. I was one such sub a few yrs. back. Fema is supposed to make sure that over payment for losses do not happen. But as in any Govt. system some do find the path to game the system. FEMA is a bureaucrats dream and a regular persons nightmare. If you like your house in the flood zone you can keep your house in the flood zone and Fema and the national flood insurance will pay all your costs for repair for a fee of course. Yea sure. If you think this is true then you also think. If you like you health insurance you can keep your health insurance. Truth is that the FEMA programs spends more funds to run the programs than is used to actually help the very people they are supposed to help. Glad I no longer have any thing to do with them.

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dyingov

Apr-13-14 10:13 AM

rayduck, Another little known fact about FEMA they have an open ended budget! Robert T. Stafford Act gives FEMA funding based on disaster declarations. The Stafford Act funding is used to pay for uninsured damages from disasters! 80% of the funds go to city/state goberments! Next time you are reading a city/state budget see if they have a line item for insurance! So the federal tax payer9 same as city/state tax payer) pays for insurance premiums and then bails-out the insurance companies! Funny stuff.

Lobbyists are running this country....

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dyingov

Apr-13-14 9:24 AM

rayduck, The Biggert-Waters bill of 2012 was injected into a 700 page transportation spending bill. Our representatives just pass legislation without knowing what is in it! The new law limits the flood premium increase to 15% per year! Not sure that would make the peeps happy on the next round of premiums.

The flood insurance premiums are used by FEMA to pay for 2,500 employee positions, even though the private insurance companies manage the program that the tax payers are on the hook for! If the premiums had been put into the bank the program would not be in the hole 24 billion dollars. You can NOT give goberment money they can't spend!

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rayduck

Apr-13-14 8:02 AM

So dyingov if what you say is true, {and it probably is} then why is McKinley, a republican demanding an explanation from Federal Emergency Management Agency, {FEMA} why Flood insurance premium increases were so outrageous??? Him and Capito both voted for it and now he is trying to blame the Federal Emergency Management Agency {FEMA} for the bad law they passed! And just think we pay him and Capito $175.000 dollars a year for that.

Remember this, come November

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dyingov

Apr-12-14 10:51 PM

Rayduck, "Participation in the NFIP is based on an agreement between local communities and the federal government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHA), the federal government will make flood insurance available within the community as a financial protection against flood losses."

Private insurance will not provide flood insurance without the goberment subsidy! In the 1950's flood insurance was include in homeowner policies! That was then....

The Biggert-Waters bill that was passed in 2012 by a 406-22 vote in the House! The 406 were all republicans! Funny stuff.

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Safety109

Apr-12-14 6:36 PM

Fatcats build million+ (or several million+) dollar home on coastal areas and get wiped out by hurricanes. They have cheap subsidized insurance and they rebuild...only to get wiped out again by hurricanes and storm tides. The poor WV guy now has to subsidize rich folks. Once again....government involvement has screwed up this whole thing. Insurance companies left alone to properly set rates wouldn't make these mistakes.

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rayduck

Apr-12-14 10:32 AM

Its like I said the republicans like McKinley voted to pass a bill in 2012 that totally screws up the premiums for millions of Americans. Then they try and blame the Federal Emergency Management Agency {FEMA} for the bad law they passed!

Nothing to see here, just more republican lies, and propaganda! That seems like the only thing their good at anymore.

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rayduck

Apr-12-14 10:14 AM

So old Troll, doesn't think Mike, smells a rat, after all!! Now who would have thought that? Id say if Troll and Mike was to smell a rat, it would be their upper lip. :)

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TrollSlayer

Apr-12-14 9:55 AM

Don't fret, ducky. If the post wasn't full of hypocrisy how would we know it was really you? LOL

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TrollSlayer

Apr-12-14 9:53 AM

The previous whine about off-topic posting from the silly loon who first raved so far off topic in this very thread "BROWNIE, YOU'RE DOING A HECKUVA JOB...", "Gov. Earl Ray Tomblin...", and "the January chemical spill in Charleston" Too funny.

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rayduck

Apr-12-14 9:39 AM

Now Troll on health insurance, and here I thought this wing nut propaganda article was about how McKinley was going to stop the Federal Emergency Management Agency {FEMA} form from rising our flood insurance. Maybe a remedial reading course would improve her skills of comprehending what she has read

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TrollSlayer

Apr-12-14 9:19 AM

ducky, you don't sell health insurance and you're telling everyone 7.5 MILLION people just bought it... LOL

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wvhoopie

Apr-12-14 9:15 AM

Move out of the flood areas and on to the hills.

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rayduck

Apr-12-14 9:07 AM

Troll if they don't sell flood insurance, how could they tell anybody that their premiums would be going up???

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rayduck

Apr-12-14 9:03 AM

Who wrote this? "Federal Emergency Management Agency began informing some holders of federal flood insurance policies that their "premiums" would be going up

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TrollSlayer

Apr-12-14 8:55 AM

ducky, who said FEMA is selling flood insurance? Not me. But keep throwing that liberal mud against the wall desperately hoping it will stick... LOL

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rayduck

Apr-12-14 8:49 AM

Its Interesting how the republicans like McKinley pass a bill in 2012 that totally screws up the premiums for millions of Americans. Then they try and lame the Federal Emergency Management Agency {FEMA} for the bad law they passed and then take two years to make changes to the law.

And, Troll tell us when did the Federal Emergency Management Agency {FEMA} start selling flood insurance ???

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TrollSlayer

Apr-12-14 8:37 AM

ducky, apparently you missed the fifth sentence. “Late last year, the Federal Emergency Management Agency began informing some holders of federal flood insurance policies that their premiums would be going up...” There’s more farther down, too, but that’s probably asking a lot at your level.

Perhaps a remedial reading course would improve your skill... LOL

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