Question: My grandfather, who is receiving Supplemental Security Income (SSI), will be coming to live with me. Does he have to report the move to Social Security?
Answer: Yes. An SSI beneficiary must report any change in living arrangements before the 10th day of the following month. If you do not report the change, your grandfather could receive an incorrect payment and have to pay it back, or he may not receive all the money that he is due. Failure to report a change to us could result in the deduction of a penalty
from his SSI benefits. Your grandfather also needs to report the new address to us to receive mail from us. You can report the change by mail or in person at any Social Security office. Call us toll-free at 1-800-772-1213 (TTY: 1-800-325-0778). You can get more information by reading Understanding SSI at www.socialsecurity.gov/ssi.
Question: How long do I need to work to become eligible for retirement benefits?
Answer: Everyone born in 1929 or later needs 40 Social Security credits to be eligible for retirement benefits. You can earn up to four credits per year, so you will need at least 10 years of work to become eligible for retirement benefits. During your working years, earnings covered by Social Security are posted to your Social Security record. You earn credits based on those earnings. If you become disabled or die before age 62, the number of credits needed to qualify for Social Security benefits depends on your age at the time you die or become disabled. A minimum of six credits is required to qualify for Social Security benefits regardless of your age. You can create a my Social Security account to check and periodically monitor how many credits you have. Just go to www.socialsecurity.gov/myaccount.
Question: I have children at home, and I plan to retire next fall. Will my children be eligible for monthly Social Security payments after I retire?
Answer: Your children may get monthly Social Security payments if they are:
For more information, read Benefits For Children available at www.socialsecurity.gov/pubs.
Rebecca Miller is the manager of the Social Security Administration office in Wheeling.