More Insurance Benefits Must Get to Patients
I have practiced orthodontics in Wheeling for 45 years. I have sat across from parents who budget carefully for braces, cleanings, and routine dental care. I have watched families try to stretch insurance benefits that look much the same as they did nearly half a century ago. Now, we have numbers that confirm what many of us have seen firsthand. The West Virginia Office of the Insurance Commissioner recently released updated dental loss ratio data. On average, only 43 cents of every premium dollar in our state goes toward patient care. Think about that for a moment. Families and ...