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How An Incentive Trust Can Influence Your Heirs

Dear Savvy Senior, What can you tell me about creating an incentive trust? I have an adult son and daughter that are both financially inept. Before I die, I want to put some type of requirements in place that they will need to follow in order to receive their portion of my estate. — Frustrated Father Dear Frustrated, If you want to influence your heirs even after you’re gone, an incentive trust is definitely an option to consider, but be careful how you construct it because it can cause unintended, unfair consequences. Here’s how it works, along with some tips to help you ...

Wreaths Across America Deadline Approaching

BRIDGEVILLE, Pa. — For the 14th consecutive year, the George Washington Chapter of the Sons of the American Revolution is participating in the Wreaths Across America campaign with local sponsors being sought to purchase wreaths that will be placed in the National Cemetery of the Alleghenies in Washington County, Pennsylvania. This cemetery serves veterans from the entire tri-state area. The origin of Wreaths Across America dates back more than 28 years, when Merrill Worcester, the owner of a nursery located in Harrington, Maine, had an overabundance of Christmas wreaths and nothing ...

Our Freedom of Speech

“Congress shall make no law ... abridging the freedom of speech.” — First Amendment to the U.S. Constitution Here is a pop quiz: If the states ratified an amendment to the Constitution repealing the First Amendment, would we still enjoy the freedom of speech? That depends on which value prevails: Are our rights only what lawmakers have written down, or are they personal attributes immune from governmental reach? When James Madison was crafting the First Amendment, he insisted that the word “the” precede “freedom of speech” in order to manifest the Framers’ belief that ...

Holding Them Accountable

By JOSH HAMMER In a now-infamous recent podcast recording on the Israel-Hamas war in Gaza, former President Barack Obama lectured: “You have to admit that nobody’s hands are clean. ...” Ironically for such a narcissist, Obama is painfully lacking in self-awareness. It is Obama himself who doggedly pursued a grand strategic “realignment” in the Middle East. The Biden administration has stayed the course — evinced by a brand-new alleged U.S. sanctions waiver that would enrich Tehran to the tune of $10 billion. The Iranian regime is the “head of the snake,” as Israeli ...

Can Manchin Find the Middle?

Joe Manchin is leaving the U.S. Senate to go on a journey. The West Virginia Democrat says he’s looking forward to “traveling the country and speaking out to see if there is an interest in creating a movement to mobilize the middle.” There’s nothing like a good road trip, but fruitful expeditions require a sense of where you’re going. Manchin should think hard about where to find “the middle” in our politics right now. Some hints: It’s not the midpoint between a left-leaning Democratic Party and an increasingly right-wing Republican Party. Nor will he find ...

Sean ‘Diddy’ Combs Accused Of Rape, Abuse

NEW YORK (AP) — Sean “Diddy” Combs, was accused in a lawsuit Thursday of subjecting R&B singer Cassie to a yearslong relationship that included beatings and rape. Cassie, whose legal name is Casandra Ventura, alleged in the suit filed against the producer and music mogul in New York federal court that Combs brought her into his “ostentatious, fast-paced, and drug-fueled lifestyle” not long after she met him and signed to his label when she was 19 and he was 37 in 2005. Attorney Ben Brafman said Combs “vehemently denies” the allegations. Ventura, now 37 herself, said ...