TRIADELPHIA — While the Federal Emergency Management Agency has exited Ohio County, the U.S. Small Business Administration remains at the Triadelphia Community Center through Friday, offering another key piece of aid for victims of the deadly June floods.

SBA representatives will be in Triadelphia through Friday to help victims apply for low-interest disaster loans through the SBA. The SBA works in tandem with FEMA, said SBA Public Affairs Specialist Harold Nunez, and doesn’t just help small businesses, but homeowners and renters as well.

“Small businesses are the bedrock of the community,” he said. “But in order to take care of small businesses, you also have to take care of them at home.”

So far, Nunez said, the SBA has given out more than $4.5 million in low-interest loans to flood victims in both Ohio and Marion counties.

These loans can be extremely helpful to those rebuilding from the floods, Nunez said. Homeowner and renter insurance may take a while to get straightened out. FEMA aid may not cover the entirety of the damage. So the SBA loans can serve as an extra source of income as those other avenues of aid come through.

Nunez said the loans have interest rates as low as 3.5%, with no collateral needed for loans $50,000 and lower and nothing to pay for the first year. The application process is through the agency’s website, sba.gov/funding-programs/disaster-assistance.

The documents needed for a loan application are many of the same ones needed to apply for FEMA disaster assistance. The portal is user-friendly, Nunez said, and those who head to the Triadelphia Community Center before the end of the day Friday can receive in-person assistance to apply.

“That’s the importance of having in-person assistance,” Nunez said. “You’ll be able to go in and someone will be able to guide you and work you through all those documents you might need.”

And if some of those documents have been lost, SBA representatives can help work through those missing documents for the application.

While the final deadline to apply for aid in Triadelphia is Friday, Nunez said the SBA will continue accepting applications through its website through Dec. 3, with the requirement that any submission after Friday include an explanation for the delay, which will be reviewed on a case-by-case basis.