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Understanding the Social Security Breakeven Age

Dear Savvy Senior, I’m trying to figure out the best time for my wife and I to start taking our Social Security retirement benefits and would like to understand the breakeven age. What can you tell me? --Strategizing Sam Dear Sam, As you approach retirement, one of the most important ...

Thanks To Those Who Don’t Hear It Enough

One of the hardest working people in the Ohio Valley is a young man who collects the shopping carts at the Warwood Kroger. All you have to do is watch him struggle to maneuver the large potholes in the parking lot to bring the carts back to the store. He should probably get extra duty pay for ...

Low-Cost Smartphone Plans for Budget-Minded Seniors

Dear Savvy Senior, What are the absolute lowest-cost smartphone plans for seniors who mainly talk and text but need a little cellular data for email and occasional use? I’m currently paying $40 a month and hoping to cut that down. --Looking to Save Dear Looking, You’re asking a ...

Honest Work Etched in Stone

There is a headstone for my deceased parents in Mount Calvary Cemetery in Wheeling. It sits on a sloping part of the graveyard high above some of the oldest burial plots in the area. The headstone contains the usual data of our parents’ names and their dates of birth and death. It also ...

Where to Get Help With Medicare Decisions

Dear Savvy Senior, I’ll be 65 in a few months and could sure use some help sorting through all the confusing Medicare options that are available to me. Where can I get help with my Medicare decisions? --Baffled Bob Dear Bob, With around 11,400 Baby Boomers turning 65 every day in 2026, ...

What’s in Your Basket?

I’m in a pickle. Well, something like that. Remember when you were a kid and your Easter basket was filled with a decent size chocolate bunny, some jelly beans, Peeps and maybe a few toy trinkets such as a YoYo or jump rope? Well that’s what I can recall finding in my childhood Easter ...